GLHFCasting ? Types of Auto Insurance Coverage

There are more cars and drivers hitting the road each year. With the increasing number of vehicles on the road, crashes will happen. Automobile insurance can make the difference between a small setback and a large hassle. But why do you need insurance and exactly how much should you buy? Required coverage varies based on the state/province but usually includes the following: Liability: It pays for the expenses you are responsible for in a car accident, including injury and property damage. If you are sued, it also pays your legal fees. Recommended, more comprehensive levels of insurance are available that cover more than the stripped-down, state-mandated varieties. Personal Injury Protection: Personal injury protection pays for hospital bills and other medical treatment for you or your passengers, no matter who was responsible for the accident. It is required in some states and optional in others. Local government usually sets minimum amounts. Medical Payments: This coverage can be purchased in non-no-fault states; it will pay regardless of who may have been at fault. If this policy is purchased, the insured person will receive payment for reasonable medical or funeral costs. Collision: This pays for damage to your vehicle caused by an accident. Comprehensive: This applies if your vehicle is stolen or damaged by something other than a wreck, including fire, wind, hail, flood or vandalism. Uninsured Motorist: Thousands of drivers are ignoring the law by driving without having the right amount of insurance. This type of coverage will protect you if one of these drivers hit you. Under-Insured Motorist: This pays for collision expenses when a driver with insurance is in an accident caused by another person who does not have enough liability insurance to cover the full amount of the damages. Other kinds of coverage, such as emergency road service and car rental, are also available. What you pay for car insurance varies based on the company and will depend on several factors, including: *Your selected coverage *Your vehicle?s make and model * Your driving record * Your age, sex and marital status * The place where you live Don?t procrastinate buying car insurance; you should never drive a car without it. Review your needs, do your research , and with the support of your insurance agent, make the decision that best suits you. Car Insurance Pontiac

Source: http://www.glhfcasting.com/types-of-auto-insurance-coverage-5/

emma roberts north korea news north korea news giuliana and bill giuliana and bill bill rancic nflx